There is a big update for all the state government employees of Jharkhand that the government of Jharkhand comes up with a new scheme known as the “Jharkhand Government Health Insurance Scheme” in the state. Under which government provide health insurance coverage not only to government staff, pensioners, advocates, registered in Jharkhand but also includes those who working in state run universities, boards and cooperation so that they are able to receive quality medical treatments without any type of financial problem. By offering this scheme government aims to offer security net to government employees through which they can easily avail treatment at any hospital as per their choice or need irrespective of their income.ย
If you’re a resident of Jharkhand who is an employee by profession and wish to get the benefits of this newly launched scheme by knowing more about this Jharkhand Government Health Insurance Scheme so stay connected with this article for complete information regarding the scheme including eligibility, documents, application process.
Objective of Jharkhand Government Health Insurance Scheme
The primary objective of this scheme is to provide financial support to the state employees even after retirement. Under this scheme government bears the entire cost of proper treatment of the employees. By offering this scheme government aims to ensure that employees from any category of the state do not need to worry about the cost of treatment for their illness. Through this scheme, the government will bear the cost of their entire treatment.
Also Read: Ayushman Vaya Vandana Scheme
Short Summary of Jharkhand Government Health Insurance Scheme
| Name of the Scheme | Jharkhand Government Health Scheme. |
| Released by | Government of Jharkhand. |
| Year of Releasing | 2025-26 |
| Objective | Provide financial assistance to government employee, so that they gets a chance to take quality medical treatment irrespective of their income. |
| Financial Benefits | Up to Rs.5 lakhs |
| Scheme type | Health Insurance Services |
| Beneficiary | Government employee of Jharkhand. |
| Additional Support | In case of serious diseases financial assistance of up to Rs. 10 lakhs will be available for government employee. |
| Mode | Online |
| Official Website |
Eligibility Criteria
To be eligible for JGHIS, applicant needs to clear the following eligibility criteria’s these are as follows:-
- Applicant must be a permanent resident of Jharkhand, Bihar
- Applicant must be a government employee of the state.
- Applicant must have their own bank account linked with Aadhar card.
Financial Benefits
- Under this scheme government provide cashless treatment of upto Rs. 5 lakhs and in case of serious diseases, medical expenses up to Rs 10 lakh will also be provided from the corpus fund.
Required Documents
- Aadhar Card
- Address Proof
- Resident Proof
- Bank Details
- Employment Certificate
- Income Certificate.
- Passport Sized Photograph
- PAN Card
- Phone Number
Salient Features
- Health Insurance Coverage: Under this scheme government decided to provide health insurance coverage of up to Rs 5 lakhs to eligible working employee, ensuring access to a wide range of medical services.
- Healthy Safety Net: By offering this scheme government aims to offer healthy security net to government employee during retirement and emergencies.
- Target Beneficiaries: Under this government specially focuses on government employee including government staff, pensioners, advocates, registered and those who working in state run universities, boards and cooperation
- Extra Support: Under this, in case of serious diseases, medical expenses up to Rs 10 lakh will also be provided from the corpus fund.
- Air-Ambulance Facility: During emergency air ambulance facility is also be provided to them.
Jharkhand Government Health Insurance Scheme Application Process
To apply online for Jharkhand Government Health Scheme 2025, applicant needs to follow these simple steps:
Step 1: First of all, visit the official website.
Step 2: Once the applicant reaches the home page of the official website, now click on Apply Online option.
Step 3: Now an application form will be open on your screen, fill all the asked details in the application form.
Step 4: Carefully review all the entered details.
Step 5: At last,click on Submit to complete their process.
By following these steps applicant can easily apply for Jharkhand Government Health Scheme 2025 Online
FAQs
Q. Who launched Jharkhand Government Health Scheme 2025, and for whom?
Government of Jharkhand launched this Jharkhand Government Health Scheme 2025 for government employee of the state.
Q. What are the benefits of this Jharkhand Government Health Scheme?
The Jharkhand Government Health Scheme, covers a wide portion of medical treatments up to Rs. 5 lakh.
Q. Who is eligible to avail the benefit of Jharkhand Government Health Scheme?
Only, government employee of Jharkhand can avail the benefit of this Jharkhand Government Health Scheme.
Q. Is it necessary for applicant to have an Aadhar for this Jharkhand Government Health Scheme?
Yes, it necessary for applicant to have an Aadhar for Jharkhand Government Health Scheme