While presenting 2025-26 budget Mr. Lalduhoma the CM of Mizoram showcase a new scheme called as the ‘’Bana Kaih Scheme Mizoram’’for farmers and small entrepreneur of the state with an increment of 75% in the fund allocation. Under this scheme government provide financial, technical and institutional support to the citizens of the state. By offering this scheme government aims to promote economic stability and self sufficiency in the state.
This scheme plays a crucial role in boosting the state’s economy, especially in the agriculture and small business sectors. If you’re a resident of Mizoram who are interested in this scheme and wish to know more about that so for that stay connected with this article for complete information about the Bana Kaih Scheme 2025.
Budget for Bana Kaih Scheme
- For successful implementation of Bana Kaih Scheme government presented a total budget of Rs. 15,198.76 crore for the fiscal year 2025-2026.
Also Read: Credit Guarantee Scheme for Farmers
Motive of Bana Kaih Scheme
The main motive of Bana Kaih Scheme is to empower citizens by providing financial, technical, and institutional support to farmers and small entrepreneur so that they are able to do their jobs effectively and promote economic stability and self-sufficiency in the state. This scheme work as a pilot phase for the financial year. Overall Bana Kaih Scheme plays a crucial role in boosting the state’s economy, especially in the agriculture and small business sectors.
Short Summary of Bana Kaih Scheme Mizoram
| Scheme Name | Bana Kaih Scheme Mizoram |
| Approved by | Mr. Lalduhoma, CM of Mizoram |
| Launched by | Government of Mizoram. |
| Year of Releasing | 2025-26 |
| Nodal Department | Planning & Programme Implementation Department, Government of Mizoram. |
| Objective | To provide financial security to empower citizens by providing financial, technical, and institutional support to farmers and small entrepreneur so that they are able to do their jobs effectively and promote economic stability and self-sufficiency in the state. |
| Total Outlay | Total budget of Rs. 15,198.76 crore |
| Duration | Available for an initial period of five years. |
| Coverage | Cover all the districts of Mizoram |
| Benefits | Interest free loans up to Rs. 50 lakhs. |
| Beneficiary | Citizens of Mizoram. |
| Mode | Online |
| Official Website |
Eligibility Criteria
To be eligible for Bana Kaih Scheme applicant needs to clear the following eligibility criteria’s these are as follows
- Applicant must be a permanent resident of Mizoram.
- Applicant must be a farmer by profession
- Applicant must be a small entrepreneur of the state.
Financial Benefits
Financial benefits of Bana Kaih Scheme includes:
- Collateral-free & interest-free bank loans: Under this scheme government decided to provide interest free loans up to Rs. 50 lakhs.
- CM Special Category Scheme: Additional Grant-in-aid of up to Rs. 1 lakh.
Required Documents
- Aadhar Card
- Resident Proof
- Bank Details
- Passport Sized Photograph
- Phone Number
List of Departments
The Departments responsible for the implementation of the Bana Kaih Scheme are as follows:
| Agriculture & Farmers Welfare Department |
| Animal Husbandry & Veterinary Department |
| Commerce & Industry Department |
| Cooperation Department |
| Fisheries Department |
| Horticulture Department |
| Information & Public Relations Department |
| Irrigation & Water Resources Department |
| Labour, Employment, Skill Development and Entrepreneurship Department |
| Land Resources, Soil & Water Conservation Department |
| Planning & Programme Implementation Department |
| Rural Development Department |
| Sericulture Department |
| Sports & Youth Services Department |
| Tourism Department |
| Urban Development & Poverty Alleviation Department |
Salient Features
- Interest Free Bank Loans: Under this scheme government decided to provide interest free loans up to Rs. 50 lakhs
- Nodal Department: Under this scheme the nodal department is refers to the Planning & Programme Implementation Department, Government of Mizoram.
- Boost State Economy: By providing this support government aims to boost the economy of the state.
- Empower Citizens: Through this scheme government aims to empower the citizens of the state and promote self-sufficiency in the state.
- Total Outlay: Under this scheme government launched a total budget of Rs. 15,198.76 crore for the effective implementation of Bana Kaih Scheme.
- Market Support: This scheme provide market support to make sure market stability for key crops of citizens of Mizoram.
- Duration: This scheme is available for an initial period of five years.
- Coverage: The Bana Kaih Scheme cover all the districts of Mizoram including Aizawl, Champhai, Hnahthial, Khawzawl, Kolasib, Lawngtlai, Lunglei, Mamit, Saitual, Serchhip and Siaha.
Bana Kaih Scheme Mizoram Apply Online
To apply online for Bana Kaih Scheme Mizoram, applicant must have to follow some simple steps these are as mentioned below:
Step 1: After clearing all the eligibility criteria’s applicant need to visit registered bank recognized by the government or the official website
Step 2: Once the applicant reaches the home page of the official website, now click on Apply Online option.
Step 3: Now an application form will be open on your screen, fill all the asked details in the application form.
Step 4: Carefully review all the entered details.
Step 5: At last,click on Submit to complete their process.
FAQs
Q. Who launched Bana Kaih Scheme?
CM of Mizoram, launched Bana Kaih Scheme.
Q. Is there is any gender-related criteria for this Bana Kaih Scheme?
No, gender related criteria is not available under, Bana Kaih Scheme
Q. Is Birth Certificate/Age Proof is required for this Scheme?
No, birth certificate is not required for a women to applying for Delhi BJP 2500 Rupees Scheme
Q. What shall be the amount of provided to deserving citizens of Mizoram?
Under this scheme deserving citizens receive interest free loans up to Rs. 50 lakhs.